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  2. Vol 3, No 1 (2021)
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ASSISTANCE TO THE PREFERENCES OF THE MSME ACTORS ON THE ACCESSIBILITY OF BANK CREDIT IN THE BOGOR CITY

Pandu Adam Atriansyah, Fredi Andria, Salmah Hadi Salim Azzubaidi, Hari Muharam

Abstract


SMEs in the city of Bogor also cannot be separated from the problem of limited capital. This is due to the lack of interest and access of MSME actors to sources of financing due to the complexity of financing procedures. The purpose of the study was to analyze the preferences of MSMEs towards bank credit, to analyze the accessibility of bank credit, and to analyze efforts to develop MSMEs towards the accessibility of bank credit. Based on the graph, it can be concluded that the preference of MSMEs towards bank credit is dominant in the dimension of interest in the West Bogor sub-district with a mean score (6.60) which has the highest response compared to other sub-districts. Furthermore, the accessibility of banking credit in the consumer knowledge dimension of Tanah Sareal with a mean score (7.40) has the highest response compared to other sub-districts. In the credit guarantee indicator, South Bogor sub-district with a mean score (7.11) has the highest response compared to other sub-districts. Furthermore, in the indicators of the credit distribution process, South Bogor with a mean score (7.00) has the highest response compared to other districts

Keywords


MSME; bank credit

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Full Text: PDF

DOI: 10.33751/jce.v3i1.6064

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