The Influence Of Increased Income From Mudharabah Profit Sharing On Customers' Interest In Paying Zakat (Case Study Of Bank Sumut Syariah Kcp Marelan Raya)

Abstract

Zakat is an important instrument in balancing the economy and reducing poverty levels in society. However, the awareness of some people in paying zakat is still low, especially among Islamic banking customers. In this context, the increase in income from mudharabah contracts in Islamic banks is expected to encourage customers' interest in paying zakat, considering that zakat is an obligation for those who have reached the criteria as muzakki. The purpose of this study is to see how the effect of increasing income on interest in paying zakat. The research method used is descriptive research with a quantitative approach. The sample in this study amounted to 90 respondents and the data were analyzed by Multiple Linear Regression Test. The results of this study indicate a significant influence between income and interest in zakat with a p-value of 0.000 (<0.05), the results of the regression equation of the income variable (X1), have a positive regression coefficient direction with interest in paying zakat, namely B = 0.633 which means that the level of income has increased by 1% interest in paying zakat will increase by 63.3% assuming other independent variables are constant. The conclusion in this study is that the higher a person's income, the greater his interest in paying zakat. Although most people understand the obligation of zakat fitrah, there are still many who do not understand professional zakat and other types of zakat. In Islam, it is explained that there are two ways to distribute income, namely mandatory contributions (Zakat) and voluntary contributions (Infaq).